As we all know, the year 2015 is coming to an end. This is the time to reflect upon all the wonderful memories and experiences we had during the past year.

But most importantly, it is the time to be prepared for all the wonderful possibilities and also the challenges which awaits us the next year. Every year end we will end up thinking of some things which we could have done better. So don’t end up thinking the same way next year also. We should start preparing for how we could be better the next year, whether it is physically, financially or emotionally. So start preparing New Year Resolutions which can contribute to our improvement in the coming year. So here are some resolutions which can help you in the coming year.

1. Get Insured

We all want a fairy tale life, where everything goes according to the plan and no harm ever occurs. But the hard truth is that our life is never perfect. There may be many unforeseen and unfortunate events in our lives. We may not be always capable of preventing every misfortune that comes our way, however we can always be prepared for them. So it is very important to get a proper insurance cover. If you own a car, the first thing you should do is to buy comprehensive car insurance for your vehicle. Similarly, when buying a new house, you should get a home insurance. Having a proper insurance can make huge difference during a mishap.

2. Start a healthy regime

We all know that our health is the most important thing to us. A healthy mind lives only inside a healthy body. It is already high time to ignore your health. So from this New Year, you must take proper care of your body. Leave behind your laziness and start healthy exercise routines. Proper exercises can prepare your body for any physical challenges that comes your way. Along with exercise, you should give more care to your diet. Choose healthy and nutritious food over unhealthy and fast foods. Always remember that good health can add life to your years.

3. Stop Procrastinating

More than often, the biggest barrier that stops you from realizing your goals is your desire to relax and refrain from working hard by doing something fun. Fun and entertainments are important in your lives; however they shouldn’t stop you from attaining your goals. So work hard and passionately and say good bye to procrastinating. Never leave any work for tomorrow, complete it as soon as you can. Focus and concentrate on what you are doing and keep a distance from your distractions.

4. Find more time to spend with your family and loved ones

We all have busy life. Most often, we are tied up with the hectic schedules of our professional life. This eventually leads us to spending less time with our family. This is something you should start changing in the coming year. You should find time to spend with your family and friends. It will have a huge positive impact not only to your mind also to others.

5. Say good bye to your bad habits

Over the course of our life, we all may have accumulated some bad habits. We all may have many reasons and excuses for those, however it is time to shake them off from you. Whether it is drinking, smoking, or losing your temper, we should star avoiding it. All of these bad habits create a distance between us and our loved ones. So why continue it, when we can stop it. So analyze yourselves and leave behind any bad habits that you still have.

6. Start Exploring

Our planet is a beautiful place. After all it is the only place in our entire universe which supports life as far as we know. There is a lot to be seen and experienced around the world. Of course, we may not be able to explore all the places around the world, but we should experience as much as we can. So, start going trips to new places, as it is one of the most rewarding experiences in your life. Also before setting out for journey make sure that you have a travel insurance cover, as it will act as your safety net during any unforeseen incidents.

7. Learn something new

Life is full of opportunities and possibilities. There are lots of new things to do and learn. However we shy away from those coming up our own excuses. However, this coming year you should stop that. You should decide to learn something new. It doesn’t matter what it should be, it could be a new language, a musical instrument or a new recipe. Learn something new that you are passionate about. Nothing could ever beat the satisfaction of learning something new.

8. Meet new people

The funny thing with life is that, each and every one is different and unique. So it is interesting to meet new people if possible, making new friends. Always be ready to strike up a conversation everyone you meet. Of course, everyone may not end up being your friends, but it is a fulfilling experience to make new friends.

9. Leave behind your grudges

As life moves on, we may find ourselves in difficult situations which lead us to make difficult decisions. And many of those may have caused some differences between the people around us. We all may have one friend or co worker who we may not meet eye to eye. But it is the end of a year and a beginning of a new one. It is time to leave any enmity or grudges behind us. Resolve any issues that you have with your friends, colleagues or any other people in your life.

10. Help someone

We all are anticipating a New Year full of promises and opportunities. However, there are people around us who are scared to even think of a tomorrow, people who have no means to satisfy their hunger. There are people all around us with so much suffering and hardships. Of course, we cannot help each and every one of them. However, we can help at least some to lead a better life. If each and every one of us decides to help others by what we can, the world would be a better place. Always remember, a small unselfish helpful act from can positively change someone else’s life.

So 2015 is passing us by. Cherish the good and happy memories and forget the sorrows. Prepare yourselves for a wonderful New Year ahead